Prudential Long-Term Disability Denial

Prudential Financial Inc. provides insurance to clients, but some policyholders have had their disability benefits denied without cause. If you’re facing a Prudential long-term disability denial, you may be able to appeal the decision or file a lawsuit against Prudential. See if a skilled disability attorney may be able to help you seek justice for a Prudential disability denial.

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About Prudential Disability Claim Denials

Prudential is an American Fortune 500 company that offers long-term disability (LTD) insurance, which is meant to help people who cannot work due to an illness or injury. However, Prudential has a history of wrongful LTD insurance claim denials, creating financial hardships for many of its clients.

Prudential often argues that these rejections are based on the policyholder’s failure to meet the company’s definition of disability, but Prudential long-term disability denials can happen, even to those who meet their standards.

Did you know?

In April 2023, a federal investigation revealed that the company had wrongfully denied numerous life insurance claims, even though it had collected premiums for many years.

If Prudential has wrongfully denied your claim for disability benefits, you may be able to appeal and pursue the benefits you’re owed. has partnered with top Prudential disability denial attorneys who have helped policyholders across the country get compensation and justice after an LTD claim denial. Get a free case review to see if they can help you, too.

What to Do After a Prudential Disability Denial

Prudential has been known to reject valid disability claims. If you’re facing a Prudential long-term disability denial, you may be able to work with an attorney to get the benefits you’re owed.

Here are some ways a long-term disability denial lawyer may be able to help:

  • File an appeal of your Prudential long-term disability denial
  • Request a second appeal if your initial appeal is denied
  • Lodge a complaint with your state’s Insurance Department
  • File a lawsuit against Prudential
  • Fight for maximum compensation through an out-of-court settlement
  • Argue your case in court if a settlement isn’t reached

When appealing your Prudential long-term disability denial, a lawyer can gather evidence to prove you meet the company’s long-term disability qualifications, make sure your appeal is filed within any deadlines, and negotiate on your behalf.

Many disability insurance companies deny valid claims for incorrect or missing paperwork, so having legal professionals handling your appeal can increase your chances of a successful outcome.

Call (888) 726-9160 now to see if we can connect you with a top Prudential disability claim denial lawyer near you.

Steps to File a Prudential Disability Benefit Denial Lawsuit

Before filing a Prudential long-term disability denial lawsuit, you usually need to pursue all avenues for relief before taking legal action, like filing an appeal directly with the company. Your insurance policy documents will provide details on the specific rules you need to follow.

If that process doesn’t result in compensation, you may want to move forward with a lawsuit against Prudential to get the benefits you need and deserve.

The basic steps involved in filing a Prudential long-term disability denial lawsuit are listed below.

1. Get a Free Case Review

Prudential disability denial attorneys have experience dealing with this insurance company and can level the playing field for policyholders. See if we can connect you with a top lawyer during a free case review.

There’s no financial risk to take legal action, as our legal partners only get paid if they recover money for you.

2. Gather Supporting Evidence

Your attorney and their legal team will collect evidence to prove that your Prudential long-term disability denial was without cause.

This evidence may include:

  • Communications from Prudential
  • Medical records
  • Your insurance policy and related documents

If necessary, your lawyer will reach out to expert witnesses who can verify that you were unable to work because of your medical condition and that Prudential acted wrongfully — or in bad faith — when it denied your claim.

3. File Your Prudential Disability Denial Lawsuit

Your legal team will file your lawsuit in the appropriate court and before any deadlines. They will keep you informed as your claim moves forward and answer any questions you may have.

4. Fight for Compensation

The goal of a Prudential long-term disability denial lawsuit is to get you as much money as quickly as possible. Your lawyer will try to negotiate a settlement, which typically provides faster financial relief without the stress of going to court.

However, if your case doesn’t settle, your team will argue your case in court and fight for the compensation you deserve.

Get Help With a Prudential Financial Disability Denial

People purchase LTD insurance to support their families if they suffer an injury or illness. When insurance companies deny legitimate claims, they should be held accountable.

The long-term disability denial lawyers in the network have the experience and resources to take on multi-billion dollar companies like Prudential and secure maximum results for clients.

Our legal partners:

  • Can help families in all 50 states
  • Have recovered over $9.3 billion for victims of injustice
  • Never charge any upfront or hourly fees

Call our case managers at (888) 726-9160 now or complete our online form to see if a disability denial attorney can fight for the compensation and justice you deserve.

Prudential Long-Term Disability Insurance Denial FAQs

How to appeal a long-term disability denial from Prudential?

A long-term disability denial lawyer can help you challenge a Prudential long-term disability denial and fight for the benefits you’re owed.

This includes:

  • Reviewing your denial letter
  • Gathering medical evidence to prove your long-term disability claim
  • Filing paperwork for your disability appeal

Prudential long-term disability denial lawyers are knowledgeable about disability law and have experience successfully navigating the appeals process for clients. Additionally, they’re well-versed in the claim denial tactics employed by Prudential and have the resources to go head-to-head with this multi-billion dollar company.

Why would Prudential deny a disability claim?

Prudential may deny a disability claim for any of the following reasons:

  • You have a pre-existing medical condition.
  • You failed to meet the terms of their long-term disability policy.
  • You do not have medical records or a letter proving your long-term disability.
  • You failed to fill out your disability insurance claim paperwork correctly or completely.

In some cases, Prudential has denied valid claims to avoid paying long-term disability benefits. In these cases, a Prudential disability insurance attorney can help policyholders pursue the benefits they’re owed.

Get a free consultation to see if a top lawyer in our network can help you get the benefits and justice you deserve.

Can disability insurance be denied for pre-existing conditions?

Sometimes. Certain long-term disability insurance policies have exclusions for pre-existing conditions. If you believe that you’ve been wrongfully denied disability insurance benefits, a disability lawyer may be able to fight for the benefits you’re entitled to.

Written by: makes it easier to take legal action. We have information, lawsuit guides, and breaking news about drugs, products, and other issues that could affect you.

ReferencesView References
  1. Prudential. “Help protect employee financial wellness.” Retrieved March 29, 2024, from
  2. Sokolove Law. (2024, March 1). “Prudential Long-Term Disability Insurance Denial.” Retrieved March 29, 2024, from
  3. U.S. Department of Labor. (2023, April 19). “U.S. Department of Labor Reaches Settlement With Prudential Insurance Company of America to Revide Life Insurance Practices That Denied Claims.” Retrieved March 29, 2024, from

Get in Touch

If you want to speak with a law firm about a potential case – or if you have a question or comment about – you can call (888) 726-9160 or fill out the case review form on this page for a free consultation. You should hear back within 24 hours.

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